After a car accident, the strength of an injury claim often depends on the quality and availability of evidence. In this article, we’ll discuss… What evidence and information to collect at the scene of the accident. The role of police reports in establishing fault and providing details about the crash. Why medical documentation and financial records are so important. What Information Should Be Collected Immediately After A Car Accident? Under Oregon law, drivers involved in an accident are required to provide certain information. https://www.oregonlegislature.gov/bills_laws/ors/ors811.html. This is often referred to as performing the duties of a driver. When someone fails to provide this information, they can be cited for failure to perform those duties. The required information generally includes: The name of the driver (and name of the owner of the vehicle if different from the owner) The address of the driver The insurance information for…Read More
Many consumers who buy an insurance policy assume their provider will be on their side, should the need to file a claim arise. Insurance companies have a duty to act in good faith, meaning that when they issue a policy they must in good faith pay benefits if a claim is made and certain required conditions are met. Unfortunately, insurers do not always uphold their side of the bargain, and sometimes even refuse to honor a claim. Worse still, they may refuse to defend an individual. When an insurance company refuses to pay a claim, it can be difficult to know if what the company is saying is correct. Genuine disputes do exist, such as when the insurer denies benefits because they fall outside the policy coverage. If this has happened to you, consult an attorney who can give you legal advice about what the…Read More
Is your insurance company not paying to fix your car or not paying a fair value for your car after an accident? If so, ORS 20.080 might be just the tool you need to fix that problem. Mistakes happen, we all know it. That is why we have insurance. But what happens when the insurance companies don’t do the right thing and pay for those mistakes? If you were involved in a motor vehicle crash (sometimes called motor vehicle accident or MVA), trucking accident, or motorcycle accident, the person who caused the damage should take responsibility. If the responsible party has insurance, that person’s insurance should fulfill the obligations of its insured. Sometimes, however, an insurance company does not do honor its obligations. For instance, the company may not pay for all the repairs, or cover the full value of vehicle (if totaled). They may…Read More
